Housing assets are one of the essentials of the real estate market. Often split into small-surface lots, they are characterised by a more complex rental management and administrative costs that are higher than tertiary buildings, but their potential for capital gains is high.
These are very liquid products that create good value for capital. The prices are less subject to downwards fluctuations than in office real estate, which is why residential real estate is a safe bet with good resilience in times of crisis. It also often benefits from high-quality locations in big cities.

Alongside family offices, historical institutional actors on the market are insurance companies and mutual funds, joined also by the tax-exemption OPCI and SCPI funds. With divided quality residential portfolio offers, it’s not always easy for institutional clients to invest in large volumes. However, the breaking up of this offer fosters property liquidity. Institutional clients can either resell properties as a whole to other investors, or individually, unit by unit, as they become available naturally. Residential properties are therefore attractive diversification assets, with good management of the risk/profitability ratio and good visibility on long-term cash-flow. They allow investors to create holding funds that ensure relatively stable revenues and to accumulate the capital gains generated by the sale of the buildings.