Real estate valuation for retail banks: dealing with large volumes quickly and efficiently

BNP Paribas Real Estate Valuation France offers retail banks real estate valuation services that combine efficiently and reliability. We are able to handle large volumes and conduct real estate risk analysis for mortgage loans, bridging loans, outstanding amounts and legal obligations.

BNP Paribas Real Estate - Valuation is a privileged contact for retail banks thanks to its leading position in the market. With strong local offices and large teams of specialised experts, we are able to process large volumes within tight deadlines.

Solutions adapted to your needs

ANALYSES OF REAL ESTATE RISK

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Your needs

Retail banking often requires frequent real estate valuation services, for significant volumes of assets to be valued, throughout the national territory. Retail banks need an analysis of mortgage risk and the liquidity of residential property, followed by analysis of outstanding amounts to ensure the quality of guarantees.

Our solutions

Our network coverage in France and Europe allows us to quickly to assess residential assets financed by retail banks as accurately as possible. As a leading player in real estate valuation, BNP Paribas Real Estate - Valuation provides retail banks with reliable valuation services based on its unique expertise in financing and risk analysis and its ability to handle large volumes at controlled costs.

LEGAL OBLIGATIONS AND REGULATIONS

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Your needs

Before granting credit, retail banks are required by the European Mortgage Credit Directive to contact a real estate valuer for the valuation of residential property every three years. In addition, the CRR regulation (Capital Requirement Regulation) obligates retail banks to carry out periodic valuations under certain conditions in order to control the coverage of outstanding amounts by guarantees. These regulatory constraints are burdensome for retail banks because they generate high volume valuation requirements.

Our solutions

BNP Paribas Real Estate - Valuation has the ability to handle large volumes of valuations throughout France, making it a privileged contact for retail banks. With our optimised processes, we provide retail banks with the efficiency and reliability they need, while responding to their high demand for cost control.

BRIDGE LOANS

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Your needs

Bridge loans create additional risk for retail banks. If a property does not sell, its financing loses its coherence. Analysing the value and liquidity of residential assets is therefore a strategic necessity for retail banks.

Our solutions

BNP Paribas Real Estate – Valuation France generally delivers its expert reports within 5 working days of a property's visit. We have standardised procedures that allow us to handle large volumes while maintaining our analysis capabilities on a case-by-case basis. Our strong territorial presence allows us to respond quickly and efficiently. In order to support our valuations, we rely on a detailed analysis of the databases produced by BNP Paribas Real Estate's Research and Data Analysis department.

Our Belief

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BNP Paribas Real Estate - Valuation is a leader in the national and local real estate valuation market, with a strong local and national presence that allows us to respond to high volume valuation requests.

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